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An alcohol DUI conviction can have far-reaching repercussions that extend well beyond legal consequences; they could even alter your car insurance premiums in Georgia.
Insurance companies recognize DUI convictions as indicators of risky behavior and, as a result, increase premiums accordingly. Rate increases will depend on factors like severity of conviction as well as age and location – with first offense DUI convictions seeing premium increases of between 45-90% depending on offense severity; second offense convictions could even see increases as high as 90%!
An individual convicted of driving under the influence (DUI) faces penalties that include fines, mandatory alcohol education classes, probationary period or license suspension/revocation. Additional consequences could also result from aggravating factors like having a high blood alcohol content (BAC), repeat offenses or involvement in accidents with injuries/deaths as they escalate consequences further.
Drivers convicted of DUI may need SR-22 car insurance coverage as required by Georgia law for people charged with DUIs. This policy usually lasts several years depending on the nature and history of their violations and driving history.
Those accused of DUI should seek legal advice as soon as they can after being charged; an experienced lawyer can guide you through the complexities of your case and work to minimize its fallout, while also helping find affordable auto insurance after a DUI charge; MoneyGeek recently ranked State Farm and Allstate as having some of the most competitive rates for full and minimum coverage policies respectively.
